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VOLUNTARY LIFE & AD&D

What is Voluntary-Term Life and Accidental Death & Dismemberment Insurance?

A financial protection plan which provides a cash benefit to a beneficiary upon the death of the insured. Proceeds can be used to replace lost income during working years and help ensure your family’s financial goals will still be met. AD&D coverage is included as a part of life insurance benefits, and will pay out a lump-sum death benefit in the event you die accidentally or pass away as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

Plan Rules:

  • Eligibility: Eligible full-time and 49% employees (as described on eligibility page), spouse and unmarried children (up to age 26)

  • Coverage through OneAmerica

  • Employee must elect coverage on themselves in order to cover spouse and/or children

  • Must be actively at work on the effective date of coverage

  • If electing for the first time outside of the initial open enrollment or above the guaranteed issue amount, health questions will be required

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Contact Campus Benefits for assistance with claims.

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One America website click here

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