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Ray of Light
Universal LifeEvents

What is Universal LifeEvents Insurance?

An innovative concept in life insurance, Universal LifeEvents is uniquely designed to match the needs of insureds throughout their lifetime. Universal LifeEvents pays a higher death benefit during an employee’s working years, when expenses are high and families need maximum protection. At age 70 (or the 15th policy anniversary, whichever is later), when financial needs are typically lower, the death benefit reduces to one third. However, higher benefits for Long Term Care (LTC) never reduce — they continue for the life of the policy, to help meet one’s greater need for LTC in retirement. Benefits Designed for a Lifetime.

Plan Rules:

  • Eligibility: Eligible full-time and 49% employees (as described on eligibility page), spouse and children (up to age 23)

  • Coverage through Trustmark

  • Must be actively at work on the effective date

  • Guaranteed Issue Amounts available for New Hires or 1st time eligible employees

  • Keep your coverage, at the same cost, even if you retire or change employers

  • Underwriting may be required. Coverage is not guaranteed

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Contact Campus Benefits for assistance with claims.

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Trustmark website: CLICK HERE

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